Financial Crime Manager

Oxford, England, gb
Company: Oodle
Category: Management Occupations
Published on 2021-08-05 06:18:56

Key Purpose of the job

The role of the Financial Crime Manager is to lead a disciplined and high performing team of Analysts to be exceptional in their field. You will ensure effective controls are in place to protect the risk operations area of the business from application and in-life transactional fraud. Utilising existing tools deployed for the purpose of the fraud detection and monitoring, ensuring the business can minimise exposure and have strategies to address emerging threats.

  • Grow and develop a highly functional team of Fraud and AML Analysts who strive to be best in class, through regular communication, coaching and team feedback.
  • Oversee the quality of the Analysts work to ensure they are adopting best practices and sharing knowledge effectively.
  • Act as an escalated referral point and ‘font of all knowledge’ relating to FinCrime queries from across the wider business.
  • Operational responsibility for the relationships with our external Fraud management tools (Hunter and CIFAS) relating to potential frauds and assist with customer screening against regulatory lists for Sanctions and Politically Exposed Persons. Liaise closely with AML team regarding emerging threats and suspicious activity.
  • Maintain and improve fraud analysis models to increase the effectiveness of fraud and suspicious activity identification. Including processes and systems relating to account acquisition, in-life management and contract end.
  • Creation of management information and analysis detailing identified frauds and emerging trends while recommending courses of action to mitigate future business exposure.
  • Establishing robust communication channels and escalation processes with operational business and compliance teams to ensure risks and trends are known by key stakeholders.
  • Support and share additional activities within Risk Management as and when required. Including responsibilities for changes which benefit the team and wider business with analysis, testing and training.
  • Preventing, detecting and investigating all instances of fraud/abuse associated with our product range.
  •   Financial Crime

    This role also includes supporting the broader Financial Crime team with AML and Dealer Onboarding activities across the business including:

  • Supporting the MLRO and Deputy MLRO in establishing and performing AML and FinCrime monitoring.
  • Providing guidance and support to the Dealer Onboarding team.
  • Act as an escalation point for Financial Crime referrals.
  • Recommended skills / experience / knowledge:

  • Experience from a Financial Services background, ideally within asset finance with proven exposure to Fraud and/or Financial Crime.
  • Practical knowledge of regulatory requirements for Anti Money Laundering, Consumer Credit and FCA.
  • Significant experience of FinCrime and Fraud detection solutions and liaison with relevant external bodies.
  • Excellent communication, influencing skills and has the courage to make decisions.
  • Ability to interact professionally with a diverse group, executives, managers, and subject matter experts.
  • Proven experience of the ability to lead and motivate a team is essential.
  • Ability to work under pressure and take ownership of role and tasks is key.
  • Flexible attitude to working hours is essential, we are not a 9- 5 team. We operate a late shift and weekend working which currently rotates 1 in 4.
  • What we offer;

  • Competitive Basic Salary
  • 10% Bonus
  • Standard Life Pension (9% non-contributory) 
  • AXA Healthcare with Family cover
  • Share Options for Top Performers
  • 25 days holiday (plus bank holidays)
  • Learning and Development 
  • Flexible Working / Work from home 2 Days 
  •  * Perks and other extras;

  • Paid day off to Volunteer with our nominated charity
  • Complimentary Fresh Fruit, Diet Coke/ Coke, Bean to Cup coffee, Breakfast and Snacks
  • Seasonal social events - including OodleFest our summer party for Oodlers and their families*
  • Season Travel Ticket Loans 
  • Mentoring scheme
  • Cycle to Work Scheme
  • Lean In Circle 
  • Gym and Personal Training / Boot Camp*
  • *Some Perks are currently restricted due to COVID19

    About Oodle - Best Companies UK Awards 2020 & 2021 

    Oodle Car Finance is changing the way people buy cars, by putting our customers’ needs front and centre of the biggest retail market in the UK. We are bringing the used-car market bang up to date by building modern, digital, retail processes around what the customer actually needs. Although we primarily provide loans for our customers and link them up with some of the UK’s best car dealers (in one rapid, blink-and-you-miss-it, digital procedure), that is just the start. Our ultimate goal is to make buying a car as easy as buying a t-shirt on Amazon. With a glove box full of powerful algorithms (and investment from some of the world’s most reputable financial institutions) we have been building and developing a customer-first, fully integrated digital retail experience inspired by Amazon’s one-click model. We’re not quite there yet, but with our proprietary loan technology, machine learning, and Big Data infrastructure, we’re shooting for the stars.

    To help us achieve our ultimate mission to create a best-in-class consumer experience - where our customers reap the benefits - we are looking for exceptional individuals to join our team. And revel in the ride. We need outstanding people with buckets full of energy, desire, curiosity and a can-do attitude to thrive in a fast-paced (and fun) entrepreneurial environment. Everyone at Oodle has an input on how we develop and how we change the game.

    Please do visit the Oodle website and check out our Linked In Life page to see what we get up to at Oodle !! 

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